Byrider West Palm Beach Reviews (2025)

FAQs

Is it hard to get approved at Byrider? ›

The approval process is easy at J.D. Byrider. We look at your current financial situation--not just your past mistakes. If you're approved, we'll set up affordable payments with a personalized schedule to try to fit your needs.

We consider things like your income, your budget and your history of on-time payments (rather than just looking at your score alone). Because of that, there is no specific minimum credit score needed to qualify for financing from us.

You want a custom payment plan. We want your car loan to work for you. That means we can customize your payment schedule to match up with the times of the month when you have funds available.

Altamont Capital Partners acquired the company in 2011.

We can customize your payment schedule to match the times when you will have funds available. Low down payments. At Byrider, down payments can be as low as $0^†. Even if you need to put a little money down, we like to keep this amount as low as possible to help you get out on the road.

CarMax Auto Finance

There's no minimum score requirement as CarMax's wide range of financing sources allows them to work with customers with different credit profiles. You can use the retailer's prequalification tool to get personalized terms, such as APR and monthly payments, with no impact on your credit.

You understand and agree that Dealer and CNAC, when evaluating your application and when reviewing or collecting any credit extended, may investigate your credit, income, and employment history, obtain information about you from persons identified with you application (references, employers, creditors, and landlords), ...

According to the AG's complaint, JD Byrider routinely used aggressive and misleading advertising and sales techniques to sell consumers cars it should have known the consumers could not afford, putting the consumers at high risk of default and repossession.

CNAC has worked with Byrider to help over 1 million people get the financing they needed for the car they wanted. We offer private, secure payment processing services with flexible payment schedules and many different ways to pay. With CNAC, you could get easy financing for a great car.

At Byrider, you have the option of selling or trading a vehicle you currently own.

Does JD Byrider take late payments? ›

If you default on payments they have a right to repossess the vehicle. Unfortunately.

We report all of your payments to the three major credit bureaus. As you make your full, on-time payments on your vehicle, it can only reflect positively on your credit!

Finance. Drive On,” is the company's new tagline. The new branding drops the “J.D.” in J.D. Byrider, and lower-cases the “byrider.” New ads emphasize the idea that customers can get on with other aspects of improving their lives, once they have a car.

JD Byrider competitors include DriveTime | Bridgecrest | SilverRock and CarMax.

He created Auto Credit seminars to teach other business owners how to do on-site financing in 1986 and founded J.D. Byrider a few years later in 1989. In 2019, Byrider relaunches with new company vision: Be the consumer choice in helping people get a fresh opportunity to finance and own a quality vehicle.

Most used auto loans go to borrowers with minimum credit scores of at least 675. For new auto loans, most borrowers have scores of around 730. The minimum credit score needed for a new car may be around 600, but those with excellent credit often get lower rates and lower monthly payments.