UWM Holdings Corporation (UWMC) Q3 2025 Earnings Call Transcript

Operator: Good morning. My name is Aaron, and I’ll be your conference operator for today. At this time, I’d like to welcome everyone to the UWM Holdings Corporation Third Quarter 2025 Earnings Conference Call.

[Operator Instructions]

Blake Kolo, you may begin your conference. Thank you.

**Blake Kolo**
Chief Business Officer & Head of Investor Relations

Good morning. This is Blake Kolo, Chief Business Officer and Head of Investor Relations. Thank you for joining us, and welcome to the Third Quarter 2025 UWM Holdings Corporation Earnings Call.

Before we start, I would like to remind everyone that this conference call includes forward-looking statements. For more information about factors that may cause actual results to differ materially from these forward-looking statements, please refer to the earnings release that we issued this morning.

Our commentary today will also include non-GAAP financial measures. For details on our non-GAAP metrics and the reconciliation between GAAP and non-GAAP metrics for the reported results, please refer to the earnings release issued earlier today, as well as our filings with the SEC.

I will now turn the call over to Mat Ishbia, Chairman, President, and CEO of UWM Holdings Corporation and United Wholesale Mortgage.
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