If you are conversant with online investing and securities in general, you may have come across debates comparing FSKAX vs. VTI. But which investment product is better? Let’s find out and get to know more about FSKAX and VTI.
### What Are FSKAX and VTI?
FSKAX and VTI are two different funds offered to investors by different portfolio managers. FSKAX was created by Fidelity Investments, while VTI was created by Vanguard Securities—two successful asset management firms in their own right.
Due to their similarities, many people who are new to investing have difficulty deciding which one to invest in. To help you make an informed decision, we will review both funds individually and analyze their performance over the years. By the end of this review, you should be able to choose which of the two to invest your money into.
—
### Helpful Investment Platforms
Before we dive into the details, here are some investment platforms that can help you manage your investments efficiently:
– **Empower:** A free online platform that helps you track your investments and provides recommendations to minimize fees. [Read our full Empower review](#) for more information about the platform.
– **M1 Finance:** A stock and ETF brokerage that helps you invest in stocks for as low as $100, with no trading or brokerage fees. [Check out our M1 Finance review](#) to learn more and start investing today!
—
## FSKAX: Fidelity® Total Market Index Fund
FSKAX, or the Fidelity Total Market Index Fund, is an index fund created by Fidelity Investments. This fund seeks to invest in a broad range of assets in the U.S. stock market, emphasizing high-performance stocks of blue-chip companies.
FSKAX invests about 80% of its portfolio in common stocks listed in the Dow Jones Stock Market Index. By investing in FSKAX, you gain access to over 3,000 different stocks at a low cost.
This fund also serves as a core holding for many fund managers due to its solid track record. With investments spread over a broad range of stocks, your portfolio is protected from market volatility caused by fluctuations in a few stocks or industries.
FSKAX has a combined asset value of $77.51 billion spread across 3,964 different holdings. Its portfolio includes major companies like Microsoft, Apple, Alphabet, Berkshire Hathaway, and many more.
Fidelity Investments has built a reputation as one of the most successful index fund creators and managers over the last three decades. Their funds cover thousands of equities in the U.S. stock market, from small to large-cap stocks.
By diversifying across different stock sizes and sectors, FSKAX has outperformed many other funds over the years. It is a top choice for investors looking for a reliable retirement fund.
Over the last decade, FSKAX has outperformed approximately 80% of mutual funds in the market, making it one of Fidelity’s most successful funds to date.
The fund is actively managed and boasts a very low expense ratio. If you are seeking a fund that invests in large and small-cap stocks with growth potential, FSKAX is an excellent option.
### Top 10 Holdings of FSKAX
*(Insert table of top 10 holdings here)*
—
## VTI: Vanguard Total Stock Market ETF
VTI, or the Vanguard Total Stock Market ETF, is an exchange-traded fund that tracks the overall returns of the entire U.S. stock market. It tracks stocks under the CRSP US Total Market Index.
Created by Vanguard Securities, the largest asset management company in the U.S., VTI invests in a wide variety of securities to deliver healthy returns.
This ETF is ideal for traders seeking total market exposure and a balanced portfolio. It invests in individual stocks across small, mid, and large-cap categories, offering a broad investment strategy without emphasizing any particular industry sector.
VTI is passively managed and tracks stocks broadly, including many from the Dow Jones. Since its inception in 2001, it has expanded its market capitalization and continues to perform well.
Investors appreciate VTI for its diversification and large market capitalization. It remains one of the most widely held ETFs in the market today and is actively traded on numerous platforms.
VTI features a very low expense ratio of 0.03% and a low turnover rate, making it an attractive choice for long-term investors.
### Top 10 Holdings of VTI
*(Insert table of top 10 holdings here)*
—
## FSKAX Vs. VTI: Key Differences
Both FSKAX and VTI are excellent options for long-term investments, but here are some key differences:
– **Fund Provider:** FSKAX is managed by Fidelity Investments, while VTI is managed by Vanguard.
– **Expense Ratio:** FSKAX has an expense ratio of 0.02%, whereas VTI charges 0.03%.
– **Asset Composition:** Both invest in a broad range of U.S. stocks and track similar market indices.
### Composition Differences
| Feature | FSKAX | VTI |
|——————-|———————————-|———————————-|
| Fund Type | Mutual Fund | ETF |
| Index Tracked | Dow Jones Total Stock Market | CRSP US Total Market Index |
| Expense Ratio | 0.02% | 0.03% |
| Asset Size | $77.51 billion | $1.26 trillion |
| Holdings | Approx. 3,964 | Approx. 3,600+ |
—
## Performance Comparison
Both funds have delivered strong returns over the years. While the specific yearly performance can vary slightly, both FSKAX and VTI have performed competitively and consistently, making either a solid choice for long-term investors.
*(Insert performance graphs or tables here)*
—
## Fees Overview
The fee difference between FSKAX (0.02%) and VTI (0.03%) is minimal and unlikely to significantly influence your choice. Both funds offer very low expense ratios compared to other mutual funds and ETFs in the market.
—
## Frequently Asked Questions
**Is FSKAX Better Than VTI?**
It depends on personal preference and investment goals. Both are excellent long-term assets with strong historical performance. FSKAX manages about $77.51 billion, while VTI has a much larger asset base of $1.26 trillion.
**Is FSKAX the Same as VTI?**
No, FSKAX is offered by Fidelity and VTI by Vanguard. They track similar indexes and have comparable returns but differ slightly in fees and structure (mutual fund vs. ETF).
**Is VTI a Good Investment?**
Yes, VTI is widely regarded as a good investment due to its extensive stock diversification, low expense ratio, and relatively low risk compared to other assets.
—
## FSKAX Vs. VTI: Which One Should You Choose?
After reviewing both funds, which one stands out? Both FSKAX and VTI offer broad exposure to the U.S. stock market with minimal fees, making them strong candidates for long-term growth.
Your choice should align with your financial goals, investment horizon, and current financial status. Both funds can effectively serve as core holdings in your investment portfolio.
What’s most important is that you begin investing early and manage risks effectively to achieve financial independence and secure your financial future.
—
### Related Reads
*(Insert links to related articles or resources here)*
—
Start your investment journey today and take advantage of these excellent total market funds to build a diversified, low-cost portfolio!
https://radicalfire.com/fskax-vs-vti/
